Affordability Calculator $ Annual Gross Household Income $ Outstanding debt payments per month (includes credit card payments, car payments, student loans, etc.) $ Maximum monthly housing allowance2 Note: Calculators provide estimates only. Your actual amounts may vary. You should obtain personal advice from qualified financial advice professionals. 1Mortgage calculator - Reflects principal and interest only. 2Affordability calculator - The calculated value is based on a maximum rate of 28% of gross monthly income and represents total monthly housing payments including principal, interest, property taxes, homeowners insurance, mortgage insurance, and related costs.